If you have ever wondered how to obtain an M-PESA statement in PDF format, you are not alone. Many users frequently need their M-PESA transaction records for financial tracking, loan applications, or business audits.
Thankfully, Safaricom has made the process incredibly straightforward, allowing customers to retrieve their full statements directly to their emails in minutes.
Method 1: Using the M-PESA App
The official M-PESA App offers a quick and seamless way to access your statement. First, ensure you have the app installed from Google Play or the App Store.
Step-by-Step Guide
| Step | Action |
|---|---|
| 1 | Open the M-PESA App |
| 2 | Log in using your M-PESA PIN |
| 3 | Tap on ‘Statements’ |
| 4 | Choose the statement period (last 3, 6, 12 months) |
| 5 | Select ‘Download as PDF’ |
| 6 | Save the PDF to your device or email it |
The app method is perfect for users who want instant access without relying on USSD codes or calling customer care. Furthermore, it offers more control over the date range and document delivery.
Method 2: Using USSD Code *234#
If you do not have the M-PESA App installed, the USSD route is equally efficient. It is a particularly useful method for users operating feature phones.
Steps to Follow
| Step | Action |
|---|---|
| 1 | Dial *234# on your Safaricom line |
| 2 | Select ‘M-PESA Information’ |
| 3 | Choose ‘M-PESA Statement’ |
| 4 | Enter your ID number |
| 5 | Select the statement period you prefer |
| 6 | Provide your email address for delivery |
Your PDF statement will typically arrive in your inbox within a few minutes. Make sure your email is spelled correctly to avoid delays.
Important Tips for Accessing Your M-PESA Statement
Before requesting a statement, verify that your email address is registered with Safaricom. You can easily update your details at any Safaricom Shop if necessary.
Moreover, ensure your device has a reliable internet connection, preferably through a secure network such as a trusted MiFi gadget.
Many users prefer the PDF format because it preserves document integrity and is easy to print or share securely.
The PDF format is one of the most commonly used document file formats for official records globally, making it ideal for professional purposes.
Additionally, remember that statements requested via USSD are password-protected.
The password is usually your ID or passport number without any spaces, a feature that enhances document security.
Why Obtaining an M-PESA Statement Matters
Having access to your M-PESA statement can benefit you in several ways:
- Financial Planning: Track your expenses and manage budgets effectively
- Loan Applications: Provide proof of transactions to financial institutions
- Business Accounting: Reconcile your mobile money income and expenditures
- Dispute Resolution: Quickly address any transaction disputes with official records
According to mobile banking research, tools like M-PESA have revolutionized financial access in Kenya and across Africa.
Therefore, maintaining accurate transaction records has become just as important as managing a traditional bank account.
Conclusion
Understanding how to obtain an M-PESA statement in PDF format empowers you to stay organized, track your finances, and access critical records when needed.
Whether you use the M-PESA App or the USSD method, the process is designed to be user-friendly and secure.
Make it a habit to download your statements monthly or quarterly, especially if you run a small business or frequently transact using M-PESA.
With easy options at your fingertips, there is no reason not to stay on top of your mobile financial activity.
